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How can Wind Mitigation Upgrades Save You Money?

wind mitigation saves money

There’s an old adage we’ve all heard about 'making money by saving money.'

This holds true for wind mitigation upgrades to your roof, which could reduce your homeowner’s insurance premium by up to 33 percent. These insurance premium savings can directly put more money in the pockets of homeowners in Palm Beach County, Martin County and northern Broward County.

The State of Florida requires insurance companies to provide premium reductions to homeowners who can prove their roofs have the approved hurricane-resistant structural features. For the roof, this includes:

  • Roof Covering – does it meet Florida Building Code?
  • Roof Deck Attachments – is the plywood sheathing properly attached to the rafters or trusses?
  • Roof-to-Wall Attachments – are rafters or trusses properly attached to walls?
  • Secondary Water Resistance – does your roof have it?

While most homes built prior to 2002 were not constructed with the required hurricane-resistant features, the following roof strengthening measures will help homeowners maximize their insurance premium savings, including:

  • Hurricane Straps and Clips
  • Roof to Wall Connections
  • Roof Deck Attachments

Homes constructed since 2002 have many of these features. However, it’s probable these homeowners are not maximizing their insurance premium savings and would benefit from additional roof strengthening upgrades.

First contact your insurance agent to learn if your property will qualify for these insurance premium reductions. If you’re eligible, contact a qualified company to install the appropriate roof strengthening upgrades, then get the work certified.

When completed, a certified inspector will inspect the upgrades and complete the Uniform Mitigation Verification Inspection form. Once the form is signed and certified, you’ll then forward to your insurance agent to apply for, and receive, the insurance reductions.

The cost of roof mitigation upgrades and inspection will quickly pay for itself in just a year or two, with homeowners reaping significant financial benefits for many, many years.


If you are looking for more ways to save money with wind mitigation upgrades, then please call (561) 386-2109 or complete our online request form.

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The RoofSmith was great throughout the process. We needed a complete re-roof on our 30+ year old roof and they did a terrific job. They were very communicative throughout the process. They were constantly on site making sure everything went smoothly and finished to our liking. I would highly recommend RoofSmith and have already recommended them to my sister for work needed at her house. Very professional firm.
- Dale Belis
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Danny Tomici of The RoofSmith is a very honest, reliable gentleman. He provided excellent service installing hurricane resistant glass in my skylight and making a few repairs to my roof. It was done in a very timely manner. I was so surprised how quickly he made the repairs. The work is completed and I am still waiting for another roofing company to give me a quote. I highly recommend this company and would definitely use them again in the future.
- Anne Houvouras
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The RoofSmith fixed the part of my roof that had a water leak from a ventilation pipe that was not properly sealed when my roof was redone about 9 years ago from another roofing company. The repair job was done quickly and professionally. I recommend this company for anyone needing roof repair re-refoofing.
- Lit Walker
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After a rather exhausted search for someone I could trust to do my roof quite by accident my wife's boss had an excellent recommendation; her neighbor by the name of Danny Tomici, owner of The RoofSmith. I contacted him and unlike most roofers I'd contacted he promptly came over the next day. He gave me a fair estimate and impressed me so much (as someone I could count on) that I contracted him to do the job after giving a previous contractor an extra day to give me an estimate. Actually finally heard back from the other roofer A WEEK after...The RoofSmith had already finished the roof......no joke. The work was done within a reasonable length of time and the quality was outstanding. Replaced wood where needed and Danny personally took care of some minor issues promptly. I can't say enough about the job The RoofSmith and Danny Tomici did and I would highly recommend them, they can be trusted to do the job RIGHT!
- Michael & DeeDee Scott
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The RoofSmith recently performed work on a section of my roof that had leaking and corrosion. I was impressed by how responsive they were and how well they explained everything. Also thought their use of technology was great - they took videos of the before and after of the location so that I could actually see what had been done which is great because it saved me from having to climb up there myself! Would use them again and highly recommend.
- Jose Medina
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